Financing
Roof financing options
A new roof is a big expense, and it rarely comes at a convenient time. Flexible financing is available, so you can fix the problem now and pay over time.
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Why finance
Fix it now, pay over time
A roof can't wait
Active leaks and failing roofs get worse and more expensive every season.
Keep your savings
Spread the cost instead of draining an emergency fund all at once.
Do it right the first time
Get the full roof system and warranty instead of a patch you'll pay for twice.
How it works
Four simple steps
- 1
Free estimate
We inspect the roof and give you a written price and options.
- 2
Ask about financing
Tell us you'd like to pay over time, and we'll explain the options available.
- 3
Apply with the lender
Financing is through a third-party lender, which reviews your application.
- 4
Schedule the work
Once you're set, we book your job like any other.
Same roof, same warranty
Financing doesn't change the work
You get the same crew, the same complete roof system and the same warranty whether you pay up front or over time.
We'll never push you into a bigger job than you need. If a repair will do, we tell you, and that may make financing unnecessary.
FAQ
Financing questions
Do you offer roof financing?
Yes. Financing is available through third-party lenders for qualifying customers, subject to credit approval. Ask at your free estimate and we'll explain the current options.
What can I finance?
Ask us about the job you have in mind. Financing is commonly used for roof replacements and larger projects like gutters and siding.
Who provides the financing?
A third-party lender, not B&B. The lender reviews the application and sets the terms, which they give you in writing before you agree to anything.
Will my estimate be different if I finance?
Your written estimate is based on the work. Any financing terms are separate and come from the lender.
Can insurance pay for my roof instead?
Sudden damage, like storm or wind damage, may be covered by your homeowner's insurance. Normal wear and an old roof usually aren't. We document damage with photos, which helps with your claim.
Financing is provided by third-party lenders, subject to credit approval. Terms and availability vary. B&B Roofing & Gutters is not a lender.
Let's talk about your roof and your budget
Free estimate, written options, no pressure. We contact you within 24 hours. Flexible financing available. Ask about payment options.